YOUNG ADULTS HOME FINANCE and MORTGAGE PROGRAM

We believe this program is the first of its kind. Within the context of a sheltered workshop the young adults participating in the program will be tested on several levels. The tests will be broken down into three categories; physical, mental, spiritual. From the test results a complete and comprehensive personal treatment plan will be formulated, the client will be given the opportunity to add special concerns prior to the final drafting of this plan. All successful applicants will then be contractually bound to their set conditions. Upon completion of this plan, all successful program graduates will be placed in the young adults home finance and mortgage program. 

Properties for the young adult’s home finance and mortgage program will be obtained via Property Acquisition Program. Here program graduates will have the opportunity to view several homes choosing the one that best suits their interest. They will also have the opportunity to become completely involved in all phases of the restoration process.

CLF will directly own the property but finance the mortgage with added conditions as per contract with each individual. This is to ensure a zero tolerance policy regarding drug and alcohol relapse and recurring involvement with any law enforcement agency. The property will remain in trust to CLF for any 501(c) 3 tax considerations. All successful applicants are contractually bound to set conditions, average contracts are understood to last approximately ten to fifteen years.  

Property Acquisition Program: The property acquisition program will be employed to  provide housing for the young adult and single parent individuals home mortgage and finance program,  property flips, and senior and handicapped compatible placement programs etc. <>< READ MORE